Apply for Florida Instant Cash Advance Online

Make the first easy step to receive $100 - $500 Payday Loan within 1 - 2 working days  in Florida by filling out a free application.


  • Bad Credit OK
  • Only direct lenders
  • Quick funding

Find out if you qualify for a loan without any affect on your credit score

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Instant Payday Loans for Bad Credit in Florida

If you live in Florida, you are over 18 and you are looking for a cheap quick and safe way to get urgent cash advance, is the right place. We do not guarantee any miracles, but we do promise verified information, friendly service and all the necessary details you need to find the right lender with lower rates and fees, affordable terms and convenient online and in-store application. All you need to do is fill out a simple form which is processed within several minutes and if approved you get the money into your bank account the same or the following day. Bad credit is not a problem. Neither is a credit check. Applying won't damage your credit history. And paying off the loan will even help you raise the score. 

payday loans florida

How Payday Loans in Florida work

To apply for a Small Payday Loan up to $500 in Florida follow these easy steps:

  1. use an internet-capable device and access an online loan application 24/7;
  2. application process will include quick gathering of the information necessary to make a lending decision. It's secure and is based on OLA guidelines, federal and tribal regulations. Every application is given special attention to consider factors beyond your credit score;
  3. as you are approved and verified, you get an access to the funds as soon as the next business day. The money may be deposited electronically into your bank account through a secured ACH transfer as long as you have been approved by 4:30 p.m., Monday through Friday;
  4. repay the loan automatically when it's due, usually in 14-30 days as soon as you get the next paycheck.

Follow these step-by-step directions and you'll feel all the convenience and pleasure of online borrowing with

Plus to quick funding of the necessary amount for a borrower with any credit type and with NO credit check you get:

  • online loan applying and instant processing
  • a chance to compare the best loan offers from top direct lenders
  • any information on the lending process which is sure to be the latest and verified by experts
  • 100% safe borrowing with high personal data protection
  • a chance to apply for a higher amount with Personal Installment Loans

Payday loans in Florida laws, rates and terms

Minimum loan amount

100 $

Maximum loan amount

500 $

Minimum loan term

7 days

Maximum loan term

31 days

Maximum APR

419 %

Additional fees

10% of every $100 borrowed

More info on regulations of payday loans in Florida can be found on Florida Office of Financial Regulation's Division of Consumer Finance.

While payday loans are very popular in the states that offer them, they come with a number of disadvantages you should be aware of. Payday lenders often charge excessive fees and high interest rates which are higher than credit card cash advances or personal installment loans.

If a borrower can't pay off a loan on time he tends to apply for rollovers and extensions which means taking out a new loan—with new fees—to cover the payment for the original loan. This can lead you to a continuous cycle of debt.

So, before taking out a Payday Loan think twice whether you can afford it, whether you are responsible enough to lan your budget so that to pay back the money on a due date.

Payday loans in Florida - what should you check?

An online payday loan is a quick way to get cash, but before we agree to this type of financing, you need to check the conditions of the payday loan selected by us. Currently, new payday loans have many amenities for customers, but some are only available for a fee. When signing a payday loan agreement, let's check whether consulting a financial advisor or debt restructuring are additional and paid services. In some cases, the loan extension, but only if we provide such a service once. With larger amounts, it is also possible to freeze the payment free of charge, which gives us time to obtain financial liquidity or to find a source of income, such as a tax refund and a bailiff.

It is also important to check such issues as extending the repayment date, early repayment, withdrawal from the loan agreement or the so-called loan holidays, when we make a commitment for payday loans. Let's not forget to verify in the contract the steps that the companies will take in the event of non-repayment and the possibility of negotiating in the event of repayment problems.

Are Florida payday loans safe?

The question remains whether an online payday loan is a safe and secure solution? We do not have to be afraid of the risk of fraud or lack of full security if we choose well-known and proven companies. One is advised against using the offers of unreliable lenders who do not have any opinions and, for example, advertise themselves on less known advertising portals or on posts or boards. It is worth taking advantage of the rankings available on the Web, prepared by financial specialists who analyze the offers. Thanks to this, we are sure that we will not fall victim to a scammer, and the payday loan we choose is a reasonable choice that will help us in a more difficult situation. In summary, a payday loan is a completely safe solution if we take it from a known source that is known on the financial market.

No Credit Check payday loans in Florida

Are you wondering if it is possible to get a loan for those in debt with a bad history without verification prepayments? Of course, even if you have a bad credit history and you do not want to make a verification payment, you can get a loan.

How to get a payday loan with bad credit?

You can take a payday loan with an ID card and a loan without credit check that do not check your creditworthiness and use other information to assess whether they want to lend you money. In such companies, even if you are indebted and do not have creditworthiness, you can also get a loan. Unfortunately, they are then a bit more expensive than classic loans, because the lender must protect himself against the fact that you will not be able to pay back the loan on time.

Payday Loan Alternatives:

Before applying for a short-term high-interest Payday Loan consider other alternatives. Most popular of them are

  • credit card cash advances,

  • personal installment loans,

  • title loans,

  • loans from banks or credit unions.

They all differ by interest, repayment, amounts and terms. Find out all the details of each of them to choose the right for you.



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Up to $1000 Payday Loans

  • Bad Credit OK
  • Only direct lenders
  • Quick funding

Find out if you qualify for a loan without any affect on your credit score

We keep your personal information secured!

By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms of Use,I understand that by submitting my information, I may be contacted by telephone by one lender.