Apply for Michigan Instant Cash Advance Online

Make the first easy step to receive a $100 - $1000 Payday Loan within 1 - 2 working days in Michigan by filling out a free application.


  • Bad Credit OK
  • Only direct lenders
  • Quick funding

Find out if you qualify for a loan without any affect on your credit score

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Instant Payday Loans For Bad Credit In Michigan

If you live in Michigan, you are over 18 and you are looking for a cheap, quick, and safe way to get an urgent cash advance, is the right place. We do not guarantee any miracles, but we do promise verified information, friendly service, and all the necessary details you need to find the right lender with lower rates and fees, affordable terms, and convenient online and in-store application. All you need to do is fill out a simple form which is processed within several minutes and if approved you get the money into your bank account the same or the following day. Bad credit is not a problem. Neither is a credit check. Applying won't damage your credit history. And paying off the loan will even help you raise your score. 

Michigan payday loans

Why Choose Paydayplus.Net Cash Advance In Michigan

Plus to quick funding of the necessary amount for a borrower with any credit type and with NO credit check you get:

  • online loan applying and instant processing
  • a chance to compare the best loan offers from top direct lenders
  • any information on the lending process which is sure to be the latest and verified by experts
  • 100% safe borrowing with high personal data protection
  • a chance to apply for a higher amount with Personal Installment Loans

How Payday Loans In Michigan Work?

To apply for a No Credit Check Payday Loan in Michigan follow these easy steps:

  1. use an internet-capable device and access anthe  online loan application 24/7;
  2. apthe plication process will include quick gathering of the information necessary to make a lending decision. It's secure and is based on OLA guidelines, federal and tribal regulations. Every application is given special attention to consider factors beyond your credit score;
  3. as you are approved and verified, you get an access to the funds as soon as the next business day. The money may be deposited electronically into your bank account through a secured ACH transfer as long as you have been approved by 4:30 p.m., Monday through Friday;
  4. repay the loan automatically when it's due, usually in 14-30 days as soon as you get the next paycheck.

Follow these step-by-step directions and you'll feel all the convenience and pleasure of online borrowing with

Are payday loans available for bad credit in Michigan?

One of the biggest benefits of payday loans in Michigan is the ability to get a loan with bad credit. Even if you don't have a steady income, you can get a loan as lenders accept different types of income:

  • social payments;
  • student scholarships;
  • alimony;
  • pensions;
  • side job.

Payday loans in Michigan laws,  rates, and fees

Minimal Loan Amount

100 $

Maximum Loan Amount

600 $

Minimal Loan Term

14 days

Maximum Loan Term

31 days

Maximum APR

390 %

Additional Fees

15$, verification fee of a maximum of 15% of every $100 borrowed


25 $

Number of simultaneous loans


Default penalties

$15 for installment payback plan

To learn more about Michigan laws on payday loans, visit

Payday loans 24/7, even on weekends for any needs

In the case of the banks' offer, there is no question of free loans, i.e. no commission or interest. As a result, incurring a liability is associated with quite high costs. However, you do not have to agree to them - just use the offer prepared by non-bank companies in Michigan. Free loans are granted on favorable terms - the lender does not charge interest and resigns from charging a commission. Thanks to this, you can save up to several hundred dollars - compared to the standard payday offer.

Example. Suppose you want to take out a free payday loan. You submit an application for the amount of 1,000 with a repayment period of 30 days. On the specified day, you pay back $1,000 - no interest or commission.

When applying for a free loan, it does not matter the day of the week. Applications are accepted and examined not only on weekdays but also on Saturdays and Sundays. This is excellent information for people who plan to submit a loan application during the weekend, and at the same time take advantage of the promotional conditions of payday loans.

It is worth being aware that the lack of additional fees applies only to situations related to the timely repayment of the liability. Delays in payment result in the addition of standard loan costs, i.e. commission, and interest.

Online payday loans in Michigan

An online payday loan is an alternative to bank loans. The main arguments for it are the ease of submitting an appropriate application, as well as the speed of providing us with financial assistance. In some companies offering loans for 18 years, on the same day we will receive an appropriate answer that will tell us whether we have received a payday loan or not. Monthly payday loans via the Internet have much fewer conditions to meet, unlike bank loans. Online payday loans are granted on the basis of an application filled in by us. First of all, our financial situation is taken into account, because in the application we must indicate what source of income we have and what type of contract with the employer. Payday loans are granted in some companies also to those people whose only source of income is a retirement pension or disability pension.

However, the amount of the payday loan must be adjusted to the financial capacity of such a person. A payday loan via the Internet is granted very quickly, provided we meet several conditions. We must have a valid ID card and American citizenship. A permanent check-in is also required, as well as a mobile phone number and a bank account number to which our funds will be transferred.

There are many non-bank companies on the market that grant loans without credit check for those in debt. The online payday loan is granted for a period of 30-60 days, with the possibility of extension. In many non-bank companies, the first payday loan extension is free and it is worth using it if we have a problem with paying off our liability.

Payday loans allow us to quickly obtain financial liquidity and it is worth taking advantage of them. Before we decide on such financial aid, it is worth checking payday loans reviews.

Watch out for

While payday loans are very popular in the states that offer them, they come with a number of disadvantages you should be aware of. Payday lenders often charge excessive fees and high interest rates which are higher than credit card cash advances or personal installment loans.

If a borrower can't pay off a loan on time he tends to apply for rollovers and extensions which means taking out a new loan—with new fees—to cover the payment for the original loan. This can lead you to a continuous cycle of debt.

So, before taking out a Payday Loan think twice about whether you can afford it, and whether you are responsible enough to plan your budget so that to pay back the money on a due date.

Payday Loan Alternatives:

Before applying for a short-term high-interest Payday Loan consider other alternatives. Most popular of them are

  • credit card cash advances,

  • personal installment loans,

  • title loans,

  • loans from banks or credit unions.

They all differ by interest, repayment, amounts and terms. Find out all the details of each of them to choose the right for you.

Select your city to find and compare the most suitable lenders in Michigan.

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Up to $1000 Payday Loans

  • Bad Credit OK
  • Only direct lenders
  • Quick funding

Find out if you qualify for a loan without any affect on your credit score

We keep your personal information secured!

By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms of Use,I understand that by submitting my information, I may be contacted by telephone by one lender.